Todd was born and raised in Chattanooga, Tennessee. After graduating from the University of Tennessee at Chattanooga in 1983, he moved to Denver, Colorado and started a career in accounting while attending the University of Denver to obtain a master's degree in taxation. His accounting career concluded in 1998 as director of finance/taxes after eight years with Information Handling Services so he could pursue his love and interest in real estate.

He worked for a national firm for approximately one year before starting his own real estate company, Centennial Real Estate Group. As a licensed CPA in both Colorado and Florida and a diverse education and background in finance, he believes that he can better serve his customers through the real estate process. Todd continues to stay on top of the current real estate issues and trends by earning numerous nationally recognized designations of CRS (Certified Residential Specialist), GRI (Graduate, REALTOR® Institute), ABR (Accredited Buyer's Representative), and e-Pro (internet certification program).